Dental Health Coverage in Pet Insurance Plans

The health of your pet’s teeth is as important as his or her overall health. Your pets require their teeth for eating and chewing all kinds of food. If you do not take care of their teeth, then the infection may spread from their teeth to other parts of their body such as the heart and kidneys. Thus, this neglect could be hazardous to their health.

Therefore, it is essential to clean their teeth properly and take preventive care as well. However, dental health care for pets is quite expensive, and it is not possible for some people to bear this expense by themselves.

Some pet insurance companies provide you with varied plans which include dental health care insurance coverage. Most of the policies that include dental health cover for your pet are also quite expensive. However, it’s better to protect yourself as the expenditure for dental treatment is even more expensive due to which most pet owners will not be able to do anything for their pet’s dental issues if an emergency situation arises.

Many pet insurance companies do not cover certain dental health issues. Some of these dental problems which are not covered by most insurance companies are routine cleaning of your pet’s teeth, cosmetic dental treatment, or general tooth decay. Some insurance companies accept the cost of your pet’s dental checkup if they have been receiving regular dental examinations for the past one year. It is vital for pet owners to know that they should brush their pet’s teeth daily. Additionally, they should give them a rubber toy for chewing purposes. It is also essential to feed your pet healthy foods so that their teeth do not get an infection due to unhealthy food items. If you provide them with sugary food or other meals that are unhealthy for them, it could affect their teeth health as well as their overall health.

Various pet insurance companies provide different kinds of insurance coverage policies that may or may not cover the cost of dental health. The first type of policy known as accident-only policy covers the expenses for injuries caused by accidents that may affect your pet’s teeth. Another kind of insurance policy is a time-limited policy, which covers dental health issues for a limited amount of time. The third insurance policy’s name is the maximum benefit plan, and it will give a maximum sum of reimbursement for your pet’s dental health issues if it is covered by your policy. The last type of pet insurance policy is lifetime insurance which will provide insurance coverage for pet’s dental health throughout the pet’s life.

Here is the list of various pet insurance companies which provide dental health insurance for your pet:

Embrace Pet Insurance
Embrace Pet Insurance offers a wellness plan, which will give you a reimbursement of up to $650 for dental health issues of your pet as per their policy. According to this plan, you can get cover for dental cleaning procedures as well as for the treatments of any other dental health issues of your pet.

Healthy Paws Pet Insurance
This pet insurance company provides your pets with dental health insurance coverage only when they face dental issues due to an injury. Otherwise, they do not cover the cost of any dental health treatments for your pets.

Figo Pet Insurance
Figo Pet Insurance also covers the cost of treating any dental injury caused by an accident as per its insurance policy plans for pets.

Thus, we can conclude that most pet insurance companies cover the expenses of dental health insurance only in case of accidents.