Home appliance insurance is a great way to prevent sudden, unexpected costs of repairing and replacing essential items in your home. This makes it extremely important to find the perfect insurance plan that will cover all your needs without you having to compromise on your budget. So, if you are looking to get home appliance insurance, here are four companies that will offer you the best services:

American Home Shield

American Home Shield is one of the top home appliance insurance providers in the country.

They provide a wide range of comprehensive packages that cover up to 10 major home appliances, including dishwashers and garage door openers. They also have a flexible monthly payment system where you can choose your service fee and monthly premium. You can choose a $75 service fee for a higher monthly premium or a high service fee of $125 for a lower monthly premium. Their claim policy is also easy to file, which makes them a top choice for new as well as experienced homeowners.

Choice Home Warranty

Choice Home Warranty is another home appliance insurance provider that offers comprehensive protection plans. They provide fast response services that have covered more than three million customer claims to date. A typical plan provided by Choice Home Warranty will cover heating systems, plumbing systems, water heaters, a wide range of kitchen appliances, garbage disposal, and even bathtub repairs. Their plans are customizable and you can adjust them to expand the coverage. One of the most basic annual plans offered by Choice Home Warranty is the Choice plan, which costs $420. Based on your requirements, you can also choose from the Choice Plus and Choice Ultimate plans, which cost $500 and $580 respectively. You can get in touch with a company representative to know the inclusions and exclusions that come with each plan.

Liberty Home Guard

Liberty Home Guard home appliance insurance company is new to the home insurance market. But what they lack in experience, they make up for in the services and features they offer. With one of the lowest rates of claim denial, Liberty Home Guard offers a 24/7 service along with multiple optional coverage items to choose from. This makes their service highly customizable. Liberty Home guard also has an accessible portal that makes filing claims easier. Their most affordable plan is the Appliance Guard plan, which costs up to $39.99 per month. This covers kitchen appliances, such as clothes dryers, garbage disposers, and ceiling and exhaust fans, among others. The Total Home Guard plan costs about $59.99 per month and will extend total protection to all your appliances.

Complete Protection

If you are looking for an elaborate home appliance protection plan, then you must consider Complete Protection. Their Essential plan, which is the most basic of all, costs $45, and covers three appliances and the HVAC system. The Ultimate Plan, on the other hand, costs $75, and covers eight appliances, the HVAC system, plumbing and electric fixtures, and much more. You can also add other items to your plan at additional costs, which have been listed on the company’s website. The best part about their service is that you do not have to pay extra deductibles on repairs, nor are there any hidden exclusions.